Download VTU MBA 3rd Sem IR 5 Employees State Insurance Act, 1948 -Important Notes

Download VTU (Visvesvaraya Technological University) MBA 3rd Semester (Third Semester) IR 5 Employees State Insurance Act, 1948 Important Lecture Notes (MBA Study Material Notes)

EMPLOYEES? STATE
INSURANCE ACT
1948
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EMPLOYEES? STATE
INSURANCE ACT
1948
ESI ACT PROVISIONS
Application:
? In the first instance, it shall apply to all factories
including govt factories other than seasonal
factories and Establishments.
Factory means where on ten or more employed and
being carried out the Mfg activity with the aid of
power or where on 20 or more persons employed
and being carried out the Mfg activity with out aid
of power.
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EMPLOYEES? STATE
INSURANCE ACT
1948
ESI ACT PROVISIONS
Application:
? In the first instance, it shall apply to all factories
including govt factories other than seasonal
factories and Establishments.
Factory means where on ten or more employed and
being carried out the Mfg activity with the aid of
power or where on 20 or more persons employed
and being carried out the Mfg activity with out aid
of power.
ESI ACT PROVISIONS
Who is an Employee:
? Means any person employed for wages and who is
directly employed by the principal employer or
employed by/ thr immediate employer on the
premises of the factory or establishment.
? Any person whose wages are less than Rs. 6500
(Fixed Allowances).
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EMPLOYEES? STATE
INSURANCE ACT
1948
ESI ACT PROVISIONS
Application:
? In the first instance, it shall apply to all factories
including govt factories other than seasonal
factories and Establishments.
Factory means where on ten or more employed and
being carried out the Mfg activity with the aid of
power or where on 20 or more persons employed
and being carried out the Mfg activity with out aid
of power.
ESI ACT PROVISIONS
Who is an Employee:
? Means any person employed for wages and who is
directly employed by the principal employer or
employed by/ thr immediate employer on the
premises of the factory or establishment.
? Any person whose wages are less than Rs. 6500
(Fixed Allowances).
ESI ACT PROVISIONS
Family Means:
? A Spouse
? A minor Legitimate or adopted child
? A child who is wholly dependent till he or she
attains age of 21 yrs
? An Unmarried daughter
? A child physically or mentally abnormality
? dependent parents
FirstRanker.com - FirstRanker's Choice
EMPLOYEES? STATE
INSURANCE ACT
1948
ESI ACT PROVISIONS
Application:
? In the first instance, it shall apply to all factories
including govt factories other than seasonal
factories and Establishments.
Factory means where on ten or more employed and
being carried out the Mfg activity with the aid of
power or where on 20 or more persons employed
and being carried out the Mfg activity with out aid
of power.
ESI ACT PROVISIONS
Who is an Employee:
? Means any person employed for wages and who is
directly employed by the principal employer or
employed by/ thr immediate employer on the
premises of the factory or establishment.
? Any person whose wages are less than Rs. 6500
(Fixed Allowances).
ESI ACT PROVISIONS
Family Means:
? A Spouse
? A minor Legitimate or adopted child
? A child who is wholly dependent till he or she
attains age of 21 yrs
? An Unmarried daughter
? A child physically or mentally abnormality
? dependent parents
ESI ACT PROVISIONS
Wages:
? All remuneration paid or payable but does not
include PF & Gratuity payable of the discharge
Sickness:
? A condition which required medical treatment and
attendance and necessitates abstention from work
on medical grounds.
FirstRanker.com - FirstRanker's Choice
EMPLOYEES? STATE
INSURANCE ACT
1948
ESI ACT PROVISIONS
Application:
? In the first instance, it shall apply to all factories
including govt factories other than seasonal
factories and Establishments.
Factory means where on ten or more employed and
being carried out the Mfg activity with the aid of
power or where on 20 or more persons employed
and being carried out the Mfg activity with out aid
of power.
ESI ACT PROVISIONS
Who is an Employee:
? Means any person employed for wages and who is
directly employed by the principal employer or
employed by/ thr immediate employer on the
premises of the factory or establishment.
? Any person whose wages are less than Rs. 6500
(Fixed Allowances).
ESI ACT PROVISIONS
Family Means:
? A Spouse
? A minor Legitimate or adopted child
? A child who is wholly dependent till he or she
attains age of 21 yrs
? An Unmarried daughter
? A child physically or mentally abnormality
? dependent parents
ESI ACT PROVISIONS
Wages:
? All remuneration paid or payable but does not
include PF & Gratuity payable of the discharge
Sickness:
? A condition which required medical treatment and
attendance and necessitates abstention from work
on medical grounds.
ESI ACT PROVISIONS
Contribution:
? The sum payable to the contribution by the principal
employer in respect of an employee and employer
? Employee Contribution is 1.75%
? Employer?s Contribution is 4.75%
Employment Injury means a personal injury to an
employee caused by accident or an occupational
disease arising out of and in the course of employment
FirstRanker.com - FirstRanker's Choice
EMPLOYEES? STATE
INSURANCE ACT
1948
ESI ACT PROVISIONS
Application:
? In the first instance, it shall apply to all factories
including govt factories other than seasonal
factories and Establishments.
Factory means where on ten or more employed and
being carried out the Mfg activity with the aid of
power or where on 20 or more persons employed
and being carried out the Mfg activity with out aid
of power.
ESI ACT PROVISIONS
Who is an Employee:
? Means any person employed for wages and who is
directly employed by the principal employer or
employed by/ thr immediate employer on the
premises of the factory or establishment.
? Any person whose wages are less than Rs. 6500
(Fixed Allowances).
ESI ACT PROVISIONS
Family Means:
? A Spouse
? A minor Legitimate or adopted child
? A child who is wholly dependent till he or she
attains age of 21 yrs
? An Unmarried daughter
? A child physically or mentally abnormality
? dependent parents
ESI ACT PROVISIONS
Wages:
? All remuneration paid or payable but does not
include PF & Gratuity payable of the discharge
Sickness:
? A condition which required medical treatment and
attendance and necessitates abstention from work
on medical grounds.
ESI ACT PROVISIONS
Contribution:
? The sum payable to the contribution by the principal
employer in respect of an employee and employer
? Employee Contribution is 1.75%
? Employer?s Contribution is 4.75%
Employment Injury means a personal injury to an
employee caused by accident or an occupational
disease arising out of and in the course of employment
ESI ACT PROVISIONS

Standard Benefit :
? Means 50 % of contributed daily wages (Average
of six months contributions)
FirstRanker.com - FirstRanker's Choice
EMPLOYEES? STATE
INSURANCE ACT
1948
ESI ACT PROVISIONS
Application:
? In the first instance, it shall apply to all factories
including govt factories other than seasonal
factories and Establishments.
Factory means where on ten or more employed and
being carried out the Mfg activity with the aid of
power or where on 20 or more persons employed
and being carried out the Mfg activity with out aid
of power.
ESI ACT PROVISIONS
Who is an Employee:
? Means any person employed for wages and who is
directly employed by the principal employer or
employed by/ thr immediate employer on the
premises of the factory or establishment.
? Any person whose wages are less than Rs. 6500
(Fixed Allowances).
ESI ACT PROVISIONS
Family Means:
? A Spouse
? A minor Legitimate or adopted child
? A child who is wholly dependent till he or she
attains age of 21 yrs
? An Unmarried daughter
? A child physically or mentally abnormality
? dependent parents
ESI ACT PROVISIONS
Wages:
? All remuneration paid or payable but does not
include PF & Gratuity payable of the discharge
Sickness:
? A condition which required medical treatment and
attendance and necessitates abstention from work
on medical grounds.
ESI ACT PROVISIONS
Contribution:
? The sum payable to the contribution by the principal
employer in respect of an employee and employer
? Employee Contribution is 1.75%
? Employer?s Contribution is 4.75%
Employment Injury means a personal injury to an
employee caused by accident or an occupational
disease arising out of and in the course of employment
ESI ACT PROVISIONS

Standard Benefit :
? Means 50 % of contributed daily wages (Average
of six months contributions)
BENEFITS
Sickness Benefit:
? 91 days in any two consequentive benefit periods
(50% of Standard Benefit)
? 124 days which may be extended to 309 days in case of
TB, leprosy etc during a period of 3 yrs. (25% above
the Std Beneft)
? 7 days for vasectomy and 14 days for tubectomy.
(Twice Std Benefit)
? No benenfit for the first two days. ( Waiting days)
FirstRanker.com - FirstRanker's Choice
EMPLOYEES? STATE
INSURANCE ACT
1948
ESI ACT PROVISIONS
Application:
? In the first instance, it shall apply to all factories
including govt factories other than seasonal
factories and Establishments.
Factory means where on ten or more employed and
being carried out the Mfg activity with the aid of
power or where on 20 or more persons employed
and being carried out the Mfg activity with out aid
of power.
ESI ACT PROVISIONS
Who is an Employee:
? Means any person employed for wages and who is
directly employed by the principal employer or
employed by/ thr immediate employer on the
premises of the factory or establishment.
? Any person whose wages are less than Rs. 6500
(Fixed Allowances).
ESI ACT PROVISIONS
Family Means:
? A Spouse
? A minor Legitimate or adopted child
? A child who is wholly dependent till he or she
attains age of 21 yrs
? An Unmarried daughter
? A child physically or mentally abnormality
? dependent parents
ESI ACT PROVISIONS
Wages:
? All remuneration paid or payable but does not
include PF & Gratuity payable of the discharge
Sickness:
? A condition which required medical treatment and
attendance and necessitates abstention from work
on medical grounds.
ESI ACT PROVISIONS
Contribution:
? The sum payable to the contribution by the principal
employer in respect of an employee and employer
? Employee Contribution is 1.75%
? Employer?s Contribution is 4.75%
Employment Injury means a personal injury to an
employee caused by accident or an occupational
disease arising out of and in the course of employment
ESI ACT PROVISIONS

Standard Benefit :
? Means 50 % of contributed daily wages (Average
of six months contributions)
BENEFITS
Sickness Benefit:
? 91 days in any two consequentive benefit periods
(50% of Standard Benefit)
? 124 days which may be extended to 309 days in case of
TB, leprosy etc during a period of 3 yrs. (25% above
the Std Beneft)
? 7 days for vasectomy and 14 days for tubectomy.
(Twice Std Benefit)
? No benenfit for the first two days. ( Waiting days)
BENEFITS
Maternity Benefit: (Twice Std Benefit rate)
12 weeks ( 84 Days)
6 weeks in case of Mis-carriage (42 Days) Additional one month if necessary.
FirstRanker.com - FirstRanker's Choice
EMPLOYEES? STATE
INSURANCE ACT
1948
ESI ACT PROVISIONS
Application:
? In the first instance, it shall apply to all factories
including govt factories other than seasonal
factories and Establishments.
Factory means where on ten or more employed and
being carried out the Mfg activity with the aid of
power or where on 20 or more persons employed
and being carried out the Mfg activity with out aid
of power.
ESI ACT PROVISIONS
Who is an Employee:
? Means any person employed for wages and who is
directly employed by the principal employer or
employed by/ thr immediate employer on the
premises of the factory or establishment.
? Any person whose wages are less than Rs. 6500
(Fixed Allowances).
ESI ACT PROVISIONS
Family Means:
? A Spouse
? A minor Legitimate or adopted child
? A child who is wholly dependent till he or she
attains age of 21 yrs
? An Unmarried daughter
? A child physically or mentally abnormality
? dependent parents
ESI ACT PROVISIONS
Wages:
? All remuneration paid or payable but does not
include PF & Gratuity payable of the discharge
Sickness:
? A condition which required medical treatment and
attendance and necessitates abstention from work
on medical grounds.
ESI ACT PROVISIONS
Contribution:
? The sum payable to the contribution by the principal
employer in respect of an employee and employer
? Employee Contribution is 1.75%
? Employer?s Contribution is 4.75%
Employment Injury means a personal injury to an
employee caused by accident or an occupational
disease arising out of and in the course of employment
ESI ACT PROVISIONS

Standard Benefit :
? Means 50 % of contributed daily wages (Average
of six months contributions)
BENEFITS
Sickness Benefit:
? 91 days in any two consequentive benefit periods
(50% of Standard Benefit)
? 124 days which may be extended to 309 days in case of
TB, leprosy etc during a period of 3 yrs. (25% above
the Std Beneft)
? 7 days for vasectomy and 14 days for tubectomy.
(Twice Std Benefit)
? No benenfit for the first two days. ( Waiting days)
BENEFITS
Maternity Benefit: (Twice Std Benefit rate)
12 weeks ( 84 Days)
6 weeks in case of Mis-carriage (42 Days) Additional one month if necessary.
BENEFITS
Disablement Benefit ( Employment Injury):
? In case of temporary as long as incapacity lasts
and for life incase of permanent disablement.
Dependant?s Benefit (Employment Injury):
? To widow/s for life or till remarriage
? To children till they attain 18 yrs
FirstRanker.com - FirstRanker's Choice
EMPLOYEES? STATE
INSURANCE ACT
1948
ESI ACT PROVISIONS
Application:
? In the first instance, it shall apply to all factories
including govt factories other than seasonal
factories and Establishments.
Factory means where on ten or more employed and
being carried out the Mfg activity with the aid of
power or where on 20 or more persons employed
and being carried out the Mfg activity with out aid
of power.
ESI ACT PROVISIONS
Who is an Employee:
? Means any person employed for wages and who is
directly employed by the principal employer or
employed by/ thr immediate employer on the
premises of the factory or establishment.
? Any person whose wages are less than Rs. 6500
(Fixed Allowances).
ESI ACT PROVISIONS
Family Means:
? A Spouse
? A minor Legitimate or adopted child
? A child who is wholly dependent till he or she
attains age of 21 yrs
? An Unmarried daughter
? A child physically or mentally abnormality
? dependent parents
ESI ACT PROVISIONS
Wages:
? All remuneration paid or payable but does not
include PF & Gratuity payable of the discharge
Sickness:
? A condition which required medical treatment and
attendance and necessitates abstention from work
on medical grounds.
ESI ACT PROVISIONS
Contribution:
? The sum payable to the contribution by the principal
employer in respect of an employee and employer
? Employee Contribution is 1.75%
? Employer?s Contribution is 4.75%
Employment Injury means a personal injury to an
employee caused by accident or an occupational
disease arising out of and in the course of employment
ESI ACT PROVISIONS

Standard Benefit :
? Means 50 % of contributed daily wages (Average
of six months contributions)
BENEFITS
Sickness Benefit:
? 91 days in any two consequentive benefit periods
(50% of Standard Benefit)
? 124 days which may be extended to 309 days in case of
TB, leprosy etc during a period of 3 yrs. (25% above
the Std Beneft)
? 7 days for vasectomy and 14 days for tubectomy.
(Twice Std Benefit)
? No benenfit for the first two days. ( Waiting days)
BENEFITS
Maternity Benefit: (Twice Std Benefit rate)
12 weeks ( 84 Days)
6 weeks in case of Mis-carriage (42 Days) Additional one month if necessary.
BENEFITS
Disablement Benefit ( Employment Injury):
? In case of temporary as long as incapacity lasts
and for life incase of permanent disablement.
Dependant?s Benefit (Employment Injury):
? To widow/s for life or till remarriage
? To children till they attain 18 yrs
BENEFITS
Medical Benefit:
? for Self and family members from the date of entry
of insured person so long as in employment and
there after for certain additional period ie till end
of the benefit period
Funeral Benefit:
? Rs. 2500/- be paid immediately by ESIC to meet
the funeral expenses of Insured person
FirstRanker.com - FirstRanker's Choice
EMPLOYEES? STATE
INSURANCE ACT
1948
ESI ACT PROVISIONS
Application:
? In the first instance, it shall apply to all factories
including govt factories other than seasonal
factories and Establishments.
Factory means where on ten or more employed and
being carried out the Mfg activity with the aid of
power or where on 20 or more persons employed
and being carried out the Mfg activity with out aid
of power.
ESI ACT PROVISIONS
Who is an Employee:
? Means any person employed for wages and who is
directly employed by the principal employer or
employed by/ thr immediate employer on the
premises of the factory or establishment.
? Any person whose wages are less than Rs. 6500
(Fixed Allowances).
ESI ACT PROVISIONS
Family Means:
? A Spouse
? A minor Legitimate or adopted child
? A child who is wholly dependent till he or she
attains age of 21 yrs
? An Unmarried daughter
? A child physically or mentally abnormality
? dependent parents
ESI ACT PROVISIONS
Wages:
? All remuneration paid or payable but does not
include PF & Gratuity payable of the discharge
Sickness:
? A condition which required medical treatment and
attendance and necessitates abstention from work
on medical grounds.
ESI ACT PROVISIONS
Contribution:
? The sum payable to the contribution by the principal
employer in respect of an employee and employer
? Employee Contribution is 1.75%
? Employer?s Contribution is 4.75%
Employment Injury means a personal injury to an
employee caused by accident or an occupational
disease arising out of and in the course of employment
ESI ACT PROVISIONS

Standard Benefit :
? Means 50 % of contributed daily wages (Average
of six months contributions)
BENEFITS
Sickness Benefit:
? 91 days in any two consequentive benefit periods
(50% of Standard Benefit)
? 124 days which may be extended to 309 days in case of
TB, leprosy etc during a period of 3 yrs. (25% above
the Std Beneft)
? 7 days for vasectomy and 14 days for tubectomy.
(Twice Std Benefit)
? No benenfit for the first two days. ( Waiting days)
BENEFITS
Maternity Benefit: (Twice Std Benefit rate)
12 weeks ( 84 Days)
6 weeks in case of Mis-carriage (42 Days) Additional one month if necessary.
BENEFITS
Disablement Benefit ( Employment Injury):
? In case of temporary as long as incapacity lasts
and for life incase of permanent disablement.
Dependant?s Benefit (Employment Injury):
? To widow/s for life or till remarriage
? To children till they attain 18 yrs
BENEFITS
Medical Benefit:
? for Self and family members from the date of entry
of insured person so long as in employment and
there after for certain additional period ie till end
of the benefit period
Funeral Benefit:
? Rs. 2500/- be paid immediately by ESIC to meet
the funeral expenses of Insured person
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