Download GTU MBA 2019 Winter 3rd Sem 3539224 Banking And Insurance Question Paper

Download GTU (Gujarat Technological University) MBA 2019 Winter 3rd Sem 3539224 Banking And Insurance Previous Question Paper

Seat No.: ________ Enrolment No.___________

GUJARAT TECHNOLOGICAL UNIVERSITY

MBA - SEMESTER ? III EXAMINATION ? WINTER 2019
Subject Code: 3539224 Date: 06-12-2019

Subject Name: Banking and Insurance

Time: 10:30 AM TO 1.30 PM Total Marks: 70

Instructions:

1. Attempt all questions.

2. Make suitable assumptions wherever necessary.
3. Figures to the right indicate full marks.

Q ? 1 Answer the following questions (2 marks each) 14
(a)
(b)
(c)
(d)
(e)
(f)
(g)
Distinguish between current account and saving account.
NEFT
Cash credit facility
Hypothecation
Micro insurance
Bank Guarantee
E-wallet


Q ? 2 (A) What are the major reasons behind the low penetration of health insurance in
India?
7
Q ? 2 (B) What are the different forms of advances from the bank?
OR
7
Q ? 2 (B) What do you mean by Business risk? What are the various types of business
risks?
7
Q ? 3 (A) Discuss in brief various group insurance policies available on India. 7
Q ? 3 (B) ?Plastic money has replaced paper money?. Critically analyze the statement.
What are the limitations of credit cards?
OR
7
Q ? 3 (A) Explain different types of life insurance policies in brief. 7
Q ? 3 (B) ?There is s dire need of balancing principles of social lending with those of
sound lending?. Comment on the above statement in view of the targets set by
RBI for Priority Sector Lending.
7
Q ? 4 (A) Elaborate the principles of insurance. 7
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Seat No.: ________ Enrolment No.___________

GUJARAT TECHNOLOGICAL UNIVERSITY

MBA - SEMESTER ? III EXAMINATION ? WINTER 2019
Subject Code: 3539224 Date: 06-12-2019

Subject Name: Banking and Insurance

Time: 10:30 AM TO 1.30 PM Total Marks: 70

Instructions:

1. Attempt all questions.

2. Make suitable assumptions wherever necessary.
3. Figures to the right indicate full marks.

Q ? 1 Answer the following questions (2 marks each) 14
(a)
(b)
(c)
(d)
(e)
(f)
(g)
Distinguish between current account and saving account.
NEFT
Cash credit facility
Hypothecation
Micro insurance
Bank Guarantee
E-wallet


Q ? 2 (A) What are the major reasons behind the low penetration of health insurance in
India?
7
Q ? 2 (B) What are the different forms of advances from the bank?
OR
7
Q ? 2 (B) What do you mean by Business risk? What are the various types of business
risks?
7
Q ? 3 (A) Discuss in brief various group insurance policies available on India. 7
Q ? 3 (B) ?Plastic money has replaced paper money?. Critically analyze the statement.
What are the limitations of credit cards?
OR
7
Q ? 3 (A) Explain different types of life insurance policies in brief. 7
Q ? 3 (B) ?There is s dire need of balancing principles of social lending with those of
sound lending?. Comment on the above statement in view of the targets set by
RBI for Priority Sector Lending.
7
Q ? 4 (A) Elaborate the principles of insurance. 7
Q ? 4 (B) Define the term ?banker? and ?customer? and bring out the relationship that
exists between them.
OR
7
Q ? 4 (A) What do you mean by Treasury Management in the bank? Explain the
structure and major functions of treasury department of a bank.
7
Q ? 4 (B) Discuss various kinds of fire insurance policies.

7
Q ? 5 With reference to the recent banking scams, NPAs and large corporate defaults
like PNB, Kingfisher, Nirav Modi, Sahara India, etc. in Indian banking system,
answer the following questions.



(A) What are the major reasons behind the present situation in Indian banking in
terms of NPA, scam and willful defaulters?
7
(B) How can adequate risk management system and proper implementation of
KYC and AML guidelines can help in addressing this concern to a great
extent?
OR
7
(A) What can be the possible solutions and remedies to such problems? Discuss
internal and external remedies clearly.

7
(B) What are the signals/ symptoms of such problems banks and regulators must
look into to avoid these issues?
7
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This post was last modified on 19 February 2020