Seat No.: Enrolment No.
GUJARAT TECHNOLOGICAL UNIVERSITY
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MBA - SEMESTER- III EXAMINATION — WINTER 2019
Subject Code: 3539224 Date: 06-12-2019
Subject Name: Banking and Insurance
Time: 10:30 AM TO 1.30 PM Total Marks: 70
Instructions:
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- Attempt all questions.
- Make suitable assumptions wherever necessary.
- Figures to the right indicate full marks.
Q-1 Answer the following questions (2 marks each) 14
- Distinguish between current account and saving account.
- NEFT
- Cash credit facility
- Hypothecation
- Micro insurance
- Bank Guarantee
- E-wallet
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Q-2 (A) What are the major reasons behind the low penetration of health insurance in 7 India?
Q-2 (B) What are the different forms of advances from the bank? 7
OR
Q-2 (B) What do you mean by Business risk? What are the various types of business 7 risks?
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Q-3 (A) Discuss in brief various group insurance policies available in India. 7
Q-3 (B) “Plastic money has replaced paper money”. Critically analyze the statement. 7 What are the limitations of credit cards?
OR
Q-3 (A) Explain different types of life insurance policies in brief. 7
Q-3 (B) “There is a dire need of balancing principles of social lending with those of 7 sound lending”. Comment on the above statement in view of the targets set by RBI for Priority Sector Lending.
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Q-4 (A) Elaborate the principles of insurance. 7
Q-4 (B) Define the term “banker” and “customer” and bring out the relationship that exists between them.
OR
Q-4 (A) What do you mean by Treasury Management in the bank? Explain the structure and major functions of treasury department of a bank.
Q-4 (B) Discuss various kinds of fire insurance policies.
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Q-5 With reference to the recent banking scams, NPAs and large corporate defaults like PNB, Kingfisher, Nirav Modi, Sahara India, etc. in Indian banking system, answer the following questions.
(A) What are the major reasons behind the present situation in Indian banking in terms of NPA, scam and willful defaulters?
(B) How can adequate risk management system and proper implementation of KYC and AML guidelines can help in addressing this concern to a great extent?
OR
(A) What can be the possible solutions and remedies to such problems? Discuss internal and external remedies clearly.
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(B) What are the signals/ symptoms of such problems banks and regulators must look into to avoid these issues?
This download link is referred from the post: GTU MBA Last 10 Years 2010-2020 Question Papers || Gujarat Technological University
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