Download GTU (Gujarat Technological University) MBA (Master of Business Administration) 2016 Winter 3rd Sem 2830010 Financial Planning Fp Previous Question Paper
Seat No.: ________ Enrolment No.___________
GUJARAT TECHNOLOGICAL UNIVERSITY
MBA ? SEMESTER 3 ? EXAMINATION ? WINTER 2016
Subject Code: 2830010 Date: 02/01/2017
Subject Name: Financial Planning (FP)
Time: 02:30 pm to 05:30 pm Total Marks: 70
Instructions:
1. Attempt all questions.
2. Make suitable assumptions wherever necessary.
3. Figures to the right indicate full marks.
Q.1 (a) 1. A(n) __________ is a specific plan for spending.
a. Budget b. balance sheet
c. Income statement d. bank statement
2. An example of a liquid asset would be
a home. b. an automobile.
c. a checking account. d. retirement account
3. A_____ is a person who is designated to receive something, such as
life insurance proceeds, from someone.( Beneficiary/Trustee)
4. A _____is any document attached to the policy that modifies its
coverage. (Mediation/ Rider)
5. Most financial records should be kept in a safe-deposit
box.(True/False)
6. A budget deficit exists when actual spending exceeds projected
spending. (True/False)
06
(b) Explain following terms in brief (Any two)
a) CIBIL
b) Inflation Risk
c) Term Insurance
06
(c)
A family spends Rs. 28,000 a year for living expenses. If prices increase
by four percent a year for the next three years, what amounts will the
family need for its living expenses? (Table value for 4%, 3 yrs is 1.12)
02
Q.2 (a) Most people want to handle their finances so that they get full
satisfaction from each available dollar- How Financial Planning help in
this context?
07
(b) Why do you think Health Insurance is essential? Discuss the features of
Health Insurance policy?
07
OR
(b) Explain Advantages and Disadvantages of Credit. 07
Q.3 (a) For successful financial planning you required to update yourself
regularly. Which are the various source of investment information
available?
07
(b) You are a above average earner and want to make savings for future.
Evaluate various investment alternatives available in market
07
OR
Q.3 (a) What is Financial Planning? Explain its process in brief. 07
(b) Hariket is pursuing MBA course from a management institute. Define
the stages of career planning and advancement for him as being fresher
in job market.
07
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Page 1 of 2
Seat No.: ________ Enrolment No.___________
GUJARAT TECHNOLOGICAL UNIVERSITY
MBA ? SEMESTER 3 ? EXAMINATION ? WINTER 2016
Subject Code: 2830010 Date: 02/01/2017
Subject Name: Financial Planning (FP)
Time: 02:30 pm to 05:30 pm Total Marks: 70
Instructions:
1. Attempt all questions.
2. Make suitable assumptions wherever necessary.
3. Figures to the right indicate full marks.
Q.1 (a) 1. A(n) __________ is a specific plan for spending.
a. Budget b. balance sheet
c. Income statement d. bank statement
2. An example of a liquid asset would be
a home. b. an automobile.
c. a checking account. d. retirement account
3. A_____ is a person who is designated to receive something, such as
life insurance proceeds, from someone.( Beneficiary/Trustee)
4. A _____is any document attached to the policy that modifies its
coverage. (Mediation/ Rider)
5. Most financial records should be kept in a safe-deposit
box.(True/False)
6. A budget deficit exists when actual spending exceeds projected
spending. (True/False)
06
(b) Explain following terms in brief (Any two)
a) CIBIL
b) Inflation Risk
c) Term Insurance
06
(c)
A family spends Rs. 28,000 a year for living expenses. If prices increase
by four percent a year for the next three years, what amounts will the
family need for its living expenses? (Table value for 4%, 3 yrs is 1.12)
02
Q.2 (a) Most people want to handle their finances so that they get full
satisfaction from each available dollar- How Financial Planning help in
this context?
07
(b) Why do you think Health Insurance is essential? Discuss the features of
Health Insurance policy?
07
OR
(b) Explain Advantages and Disadvantages of Credit. 07
Q.3 (a) For successful financial planning you required to update yourself
regularly. Which are the various source of investment information
available?
07
(b) You are a above average earner and want to make savings for future.
Evaluate various investment alternatives available in market
07
OR
Q.3 (a) What is Financial Planning? Explain its process in brief. 07
(b) Hariket is pursuing MBA course from a management institute. Define
the stages of career planning and advancement for him as being fresher
in job market.
07
Page 2 of 2
Q.4 (a) Discuss the various types of bonds and debt securities available in
Indian financial market.
07
(b) How changing Economic conditions and its impact on Financial
Decisions?
07
OR
Q.4 (a) 1) Using Dollar Cost Averaging. For four years, Mary Nations
invested Rs.3, 000 each year in America Bank stock. In 2003, the
stock was selling for Rs.34. In 2004, the stock was selling for
Rs.48. In 2005, the stock was selling for Rs.37. In 2006, the
stock was selling for Rs.52.After four years, how many shares
does Ms. Nations own?
2) Ben Collins plans to buy a house for Rs.65, 000. If that real
estate property is expected to increase in value 5 percent each
year, what would its approximate value be seven years from
now? (future value for 5%,7 yrs is 1.407)
07
Q.4 (b) Explain various numeric measures that influence investment decisions in
stock market.
07
Q.5 (a) When an individual applies for the consumer credit from any financial
institute, what are the criteria a creditor look for the creditworthiness of
the consumer.
07
(b) Mr. Shah has recently purchased a Car for household purpose and wants
to have his automobile insurance policy. What are the main coverages
available under good automobile insurance policy?
07
OR
Q.5 (a) Explain Tax Planning and its importance. 07
(b)
Use the following items to prepare a balance sheet and a cash flow statement.
Determine the total assets, total liabilities, net worth, total cash inflows,
and total cash outflows.
Rent for the month, Rs.650
Monthly take-home salary,
Rs.1,950
Cash in checking account, Rs.450
Savings account balance,
Rs.1,890
Spending for food, Rs.345
Balance of educational loan,
Rs.2,160
Current value of automobile,
Rs.7,800
Telephone bill paid for month,
Rs.65
Credit card balance, Rs.235 Loan payment, Rs.80
Auto insurance, Rs.230
Household possessions,
Rs.3,400
Stereo equipment, Rs.2,350 Payment for electricity, Rs.90
Lunches/parking at work, Rs.180 Donations to church, Rs.70
Home computer, Rs.1,500
Value of stock investment,
Rs.860
Clothing purchase, Rs.110
Restaurant spending, Rs.130
07
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This post was last modified on 19 February 2020