Roll No. _________________________ Total No. of Pages : 02
Total No. of Questions : 15
MBA (2016 to 2017) (Sem.-4)
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BANKING & INSURANCE OPERATIONS
Subject Code: MBA-927
M.Code: 71386
Time: 3 Hrs. Max. Marks : 60
INSTRUCTION TO CANDIDATES :
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- SECTION-A contains SIX questions carrying FIVE marks each and students has to attempt any FOUR questions.
- SECTION-B consists of FOUR Subsections: Units-I, II, III & IV. Each Subsection contains TWO questions each carrying EIGHT marks each and student has to attempt any ONE question from each Subsection.
- SECTION-C is COMPULSORY and consist of ONE Case Study carrying EIGHT marks.
SECTION-A
- What is the effect of the words 'Not Negotiable' written in the crossing of a crossed cheque? Explain.
- Discuss the different types of accounts dealt in the banks in India.
- What is operational risk for a bank? Explain the process of operational risk management in banks.
- Discuss the financing of exporters and importers by commercial banks in India.
- "Risk management is an integral part of insurance business environment". Explain.
- Discuss the main functions of Life Insurance Corporation of India.
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SECTION-B
UNIT-I
- Discuss the role and significance of Reserve Bank of India in Indian banking system.
- Discuss the relationship between the banker and customers. What types of relationship exist between banker and customers?
UNIT-II
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- What is the KYC and anti-money laundering policy? What are the key elements of the policy?
- Explain internet banking. Also discuss the need and the advantages of internet banking for banks as well as for customers.
UNIT-III
- What are the consequences of Non-performing assets? Explain the identification and framing of NPA management policy.
- How a loan policy is formulated in the banks? Also explain the factors influencing loan policy in the banks.
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UNIT-IV
- "Insurance Act, 1938 can be called as the pioneer in insurance business". Explain. Also discuss the important features of this act.
- "Reinsurance is the backbone of the non-life business but it has a flip side as well". Explain.
SECTION-C
- Bank A and Bank B have the following opportunities for borrowing in the short term (floating rate) and long-term (fixed rate) markets.
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| Bank A | Bank B | |
|---|---|---|
| Floating rate | T-bill +1.0% | T-bill+2.0% |
| Fixed rate | 8% | 10.5% |
Bank A has a positive gap and Bank B has a negative gap.
Questions :
- Show that both banks can benefit from a swap in the sense of lowering their interest rate risk.
- Can they also lower their cost of funds?
NOTE : Disclosure of Identity by writing Mobile No. or Making of passing request on any page of Answer Sheet will lead to UMC against the Student.
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This download link is referred from the post: PTU MBA 2020 March Previous Question Papers
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