Download PTU (I.K. Gujral Punjab Technical University Jalandhar (IKGPTU) ) MBA (Master of Business Administration) 2020 March 4th Sem 71386 Banking & Insurance Operations Previous Question Paper
Roll No. Total No. of Pages : 02
Total No. of Questions : 15
MBA (2016 to 2017) (Sem.?4)
BANKING & INSURANCE OPERATIONS
Subject Code : MBA-927
M.Code : 71386
Time : 3 Hrs. Max. Marks : 60
INSTRUCTION TO CANDIDATES :
1. SECTION-A contains SIX questions carrying FIVE marks each and students has
to attempt any FOUR questions.
2. SECTION-B consists of FOUR Subsections : Units-I, II, III & IV. Each Subsection
contains TWO questions each carrying EIGHT marks each and student has to
attempt any ONE question from each Subsection.
3. SECTION-C is COMPULSORY and consist of ONE Case Study carrying EIGHT
marks.
SECTION-A
1. What is the effect of the words ?Not Negotiable? written in the crossing of a crossed
cheque? Explain.
2. Discuss the different types of accounts dealt in the banks in India.
3. What is operational risk for a bank? Explain the process of operational risk management
in banks.
4. Discuss the financing of exporters and importers by commercial banks in India.
5. ?Risk management is an integral part of insurance business environment?. Explain.
6. Discuss the main functions of Life Insurance Corporation of India.
SECTION-B
UNIT-I
7. Discuss the role and significance of Reserve Bank of India in Indian banking system.
8. Discuss the relationship between the banker and customers. What types of relationship
exist between banker and customers?
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1 | M-71386 (S13)-2281
Roll No. Total No. of Pages : 02
Total No. of Questions : 15
MBA (2016 to 2017) (Sem.?4)
BANKING & INSURANCE OPERATIONS
Subject Code : MBA-927
M.Code : 71386
Time : 3 Hrs. Max. Marks : 60
INSTRUCTION TO CANDIDATES :
1. SECTION-A contains SIX questions carrying FIVE marks each and students has
to attempt any FOUR questions.
2. SECTION-B consists of FOUR Subsections : Units-I, II, III & IV. Each Subsection
contains TWO questions each carrying EIGHT marks each and student has to
attempt any ONE question from each Subsection.
3. SECTION-C is COMPULSORY and consist of ONE Case Study carrying EIGHT
marks.
SECTION-A
1. What is the effect of the words ?Not Negotiable? written in the crossing of a crossed
cheque? Explain.
2. Discuss the different types of accounts dealt in the banks in India.
3. What is operational risk for a bank? Explain the process of operational risk management
in banks.
4. Discuss the financing of exporters and importers by commercial banks in India.
5. ?Risk management is an integral part of insurance business environment?. Explain.
6. Discuss the main functions of Life Insurance Corporation of India.
SECTION-B
UNIT-I
7. Discuss the role and significance of Reserve Bank of India in Indian banking system.
8. Discuss the relationship between the banker and customers. What types of relationship
exist between banker and customers?
2 | M-71386 (S13)-2281
UNIT-II
9. What is the KYC and anti-money laundering policy? What are the key elements of the
policy?
10. Explain internet banking. Also discuss the need and the advantages of internet banking
for banks as well as for customers.
UNIT-III
11. What are the consequences of Non-performing assets? Explain the identification and
framing of NPA management policy.
12. How a loan policy is formulated in the banks? Also explain the factors influencing loan
policy in the banks.
UNIT-IV
13. ?Insurance Act, 1938 can be called as the pioneer in insurance business?. Explain. Also
discuss the important features of this act.
14. ?Reinsurance is the backbone of the non-life business but it has a flip side as well?.
Explain.
SECTION-C
15. Bank A and Bank B have the following opportunities for borrowing in the short term
(floating rate) and long-term (fixed rate) markets.
Bank A Bank B
Floating rate T-bill +1.0% T-bill+2.0%
Fixed rate 8% 10.5%
Bank A has a positive gap and Bank B has a negative gap.
Questions :
(a) Show that both banks can benefit from a swap in the sense of lowering their interest
rate risk.
(b) Can they also lower their cost of funds?
NOTE : Disclosure of Identity by writing Mobile No. or Making of passing request on any
page of Answer Sheet will lead to UMC against the Student.
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This post was last modified on 22 March 2020