GTU MBA Last 10 Years 2010-2020 Question Papers || Gujarat Technological University
Seat No.: Enrolment No.
GUJARAT TECHNOLOGICAL UNIVERSITY
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MBA - SEMESTER (3) - EXAMINATION - SUMMER 2016
Subject Code: 2830010 Date: 02/05/2016
Subject Name: Financial Planning (FP)
Time: 10.30 AM TO 01.30 PM Total Marks: 70
Instructions:
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- Attempt all questions.
- Make suitable assumptions wherever necessary.
- Figures to the right indicate full marks.
| Q. No. | Question | |
|---|---|---|
| Q.1 (a) | Answer the following | 6 |
| ||
| Q.1 (b) | Define the Following | 04 |
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| Q.1 (c) | Answer in Short | 04 |
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| Q.2 | If you are a salaried person and making personal financial planning for your future. What factors will influence to that task? OR Budget is very effective tool to manage the income and expenses in everybody’s life. Discuss some important qualities of Budget. | 07 |
| Q.3 | Explain the various types of financial services. --- Content provided by FirstRanker.com --- Prepare an Income statement for person who belong to a middle class. Consider monthly income is Rs. 50,000/- and various expenses to live a normal life.OR Discuss various investments avenues in Indian terms. | 07 |
| Q.4 | If you want to buy Motor Vehicle insurance, what vehicle insurance provisions will be available to you? OR Discuss various types of Ratios to be considered for investing in stocks. | 07 |
| Q.5 | If you are a Financial Planner, what type of borrowing options you will suggest to a salaried person? --- Content provided by FirstRanker.com --- ORDiscuss the various types of bonds as an investment avenue. | 07 |
| If you want to invest in real estate sector, then what various advantages and disadvantages you will have for the it? | 07 | |
| Case Study Read the case and answers the questions. A seven year old boy, Dennis, is playing soccer in his driveway. People are loading boxes and furniture into a moving van, and Dennis asks his mom, Diane, why his neighbor and friend, Cathy, is moving. Diane explains to her son that Cathy is moving because her daddy died and her mommy could not afford to live in that house anymore. The death of Diane’s neighbor made her start to think: what would happen if she or her husband, Jim, dies? Jim has a life insurance policy from his work, but that equals only about one year’s salary. That’s not enough. Diane and Jim realize they need more life insurance and contact an insurance agent to help them determine their insurance needs. --- Content provided by FirstRanker.com --- Mark Savalle, an insurance agent from New York Life Insurance Company, explains how to choose an insurance agent and insurance company. He states that an insurance company must be rated “A” or better by standard and poor, Duff and | 14 | |
| Jonathan Pond offers two reasons why it is difficult to get a good idea about how much life insurance you need. However, the need for life insurance is greeted during early years and it decreases during the middle years, when leave the house. In many cases, there is no need for life insurance during retirement years, when income continues even after the death of one of the spouses. Jim and Diane meet with their insurance agent and determine how much insurance they need if Jim or Diane died. Of course, Jim’s $45000 life insurance from his employer was just not enough. Questions.
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| OR Case Study Read the case and answers the questions. Meet Martin and Luz Marcotte. Martin is a 38 year-old successful graphic designer and Luz is a 35 year-old counseling psychologist working at a state facility in Kansas. They have a seven year-old daughter Paloma, who is in the first grade, and a two year-old son Joel, who attends the nearby daycare center. The Marcottes will be facing numerous challenges that will require them to practice sound financial decision making, and, in instances where there is a sufficient time horizon, some prudent financial planning. Luz is currently finishing her doctoral program in Psychology, while maintaining a part-time status at the Habilitation Center where she works. The Marcottes own a home, two cars, have approximately $10,000 saved up in various savings and investment accounts, and own some assets around the house. They are also invested in their 401ks that they maintain at their respective places of employment. --- Content provided by FirstRanker.com --- This couple is facing some financial issues that they have not yet addressed. Although they both have jobs where they make decent salaries, they have not really thought about their children’s educational needs. Inflation in the cost of college education is a reality for most parents, which has to be kept in mind when planning for the future. Moreover, Martin’s mother is in her late seventies, and has been facing declining health. She will not be able to live by herself for much longer. Luz, who originally hails from Peru, sends money to her family regularly, but her parents are aging and may need more financial assistance in the future. | 14 | |
| Lastly, the Marcottes have not given much thought to their own retirements, or the possibility of how they would handle a layoff from work. QUESTIONS
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