Download OU (Osmania University) B.com (Bachelor of Commerce) 5th Sem Banking Theory and practice Important Question Bank For 2021 Exam
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Department of Commerce
Subject: Banking Theory and Practice
Course: BCom
Group: Computers & General
Semester: V Credits: 5
Syllabus
UNIT-I: INTRODUCTION:
Origin and Growth of Banking in India - Unit Vs Branch Banking - Functions of
Commercial Banks - Nationalization of Commercial Banks in India - Emerging
Trends in Commercial Banking in India: E-Banking ? Mobile Banking - Core
Banking ? Bank Assurance ?OMBUDSMAN.
UNIT-II: RESERVE BANK OF INDIA:
RBI Constitution - Organizational Structure ? Management - Objectives ?
Functions ? Monetary Policy.
UNIT-III: TYPES OF BANKS:
District Co-Operative Central Banks ? Contemporary Banks - Regional Rural
Banks - National Bank for Agriculture and Rural Development (NABARD) ?
SIDBI ? Development Banks.
UNIT-IV: BANKER AND CUSTOMER RELATIONSHIP:
Definition of Banker and Customer - Relationship Between Banker and
Customer - KYC norms- General and Special Features of Relationship -
Opening of Accounts - Special Types of Customers Like Minor, Married
, Partnership Firms, Companies, Clubs and other Non-Trading
Institutions.
UNIT-V: NEGOTIABLE INSTRUMENTS:
Descriptions and their Special Features - Duties and Responsibilities of Paying
and Collecting Banker - Circumstances under which a Banker can refuse
Payment of Cheques - Consequences of Wrongful Dishonors - Precautions to
be taken while Advancing Loans Against Securities ?Goods - Documents of
Title to Goods - Loans against Real Estate -Insurance Policies - Against
Collateral Securities ? Banking Receipts.Rule in Clayton's Case - Garnishee
Order ? Loans against Equitable Mortgage - Legal Mortgage - Distinction
between them - Latest Trends in Deposit Mobilization.
UNIT-I
Theory Questions: (Short)
1. E- Banking.
2. Credit Creation.
3. Bank Assurance.
4. OMBUDSMAN.
5. SMS Banking.
6. Lead Bank Scheme.
7. Schedule Banks.
8. Core Banking.
Theory Questions: (Long)
1. Explain about the functions of commercial banks.
2. Discuss advantages and disadvantages of Branch Banking.
3. Discuss advantages and disadvantages of Unit Banking.
4. Write about Nationalizations of Banks.
UNIT-II
Theory Questions: (Short)
1. Objectives of RBI.
2. Organizational structure of RBI.
3. Repos.
4. CRR.
Theory Questions: (Long)
1. Write about Functions of RBI.
2. Discuss about monetary policy of RBI.
UNIT-III
Theory Questions: (Short)
1. Contemporary Banks.
2. RRBs.
3. SFCs.
4. EXIM, IFCI, IDBI, ICICI, UTI Banks.
5. Cooperative Banks.
6. Offshore Banking.
Theory Questions: (Long)
1. Discuss about the NABARD functions and achievements.
2. Write about SIDBI.
3. Briefly about Cooperative Banks.
UNIT-IV
Theory Questions: (Short)
1. Define Banker and Customer.
2. Cheque Book.
3. Pass Book.
4. KYC.
5. Joint accounts in Special customers.
6. Executors and Administrators in Special customers.
Theory Questions: (Long)
1. Write general relationship between Banker and Customer.
2. Write special relationship between Banker and Customer.
3. Explain the procedure of opening an account with bank.
4. Briefly about KYC Norms.
5. Explain the Special Customer of the banks.
UNIT-V
Theory Questions: (Short)
1. Essential of Negotiable Instruments.
2. Consequences of wrongful dishonour.
3. Cheques.
4. Banking Receipts.
5. Rule in Clayton's Case.
6. Garnishee Order.
7. Latest trends in Deposits mobilizations.
8. Documents of title to goods.
Theory Questions: (Long)
1. Describe duties and responsibilities of paying banker.
2. Describe duties and responsibilities of Collecting banker.
3. Explain the Negotiable Instruments.
4. Describe the Mortgages.
5. Explain the principles of sound lending.
6. Write about precautions to be taken while advancing loans against
securities.
7. Write about precautions to be taken while advancing loans against
Insurance.
8. Write about Loans and Advances.
This post was last modified on 23 January 2021